Government Grants and Free Money

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With the economy in bad shape like it is these days, many people are experiencing financial hardships. As a result, the scammers are out in force, advertising their books and CDs that promise free money from the government for everything from paying your bills to getting out of debt, and more.

I'm getting a boatload of emails from people who want me to help them write a letter to apply for a government free money grant. Many others write to say that they need the right form to apply for a grant or that they have written a proposal but don't know which government agency to send it to.

If you need help, you may be eligible for various types of government benefit programs, which are often called grants. Most of these programs are administered at the state and local levels. You don't need a special book to find them, and you don't need to write a letter or a proposal to apply. But you will probably have to meet certain income or other types of requirements, and you'll need to be realistic -- despite what the scammers and books tell you, the government is not going to give you a handful of free money to pay off your credit card bills.

Below is a list of categories of benefits and assistance offered by the government. You'll find this listing along with links to specific programs in your state as well as federal agency programs and other resources. Just click on the link to go to the website.

clipped from www.govbenefits.gov
Select categories of interest.

Select categories of interest. (Check all that apply)


Career Development Assistance Child care/Child support
Counsel/Counseling Disability assistance
Disaster relief Education/Training
Energy Assistance Food/Nutrition
Grants/Scholarships/Fellowships Healthcare
Housing Insurance
Living Assistance Loan/Loan repayment
Medicaid/Medicare Social Security
Tax Assistance Veterans-Active Duty
Volunteer opportunities

  blog it

13 Comments

Thanks Deborah... awesome information!
I too am finding that people are really having a difficult time sifting through all the SCAMMERS in grant/scholarship cyber world. I have actually begun uncovering some of these more popular sites to help people steer clear!
While it is true that any and all grants/scholarships can be discovered Free of charge... the problem is that in the time it takes to do a thorough search and then sift out all the qualifiers, you are too exhausted to actually pursue! :-)
I sure appreciate your sharing your expertise on those big Gov't grants! If your readers are looking for assistance with locating funding, our business actually provides a personalized grant/scholarship search service for individuals and businesses who need to get a handle on what exactly is out there (and appropriate) for them to pursue. Please visit and let me know what you think! http://www.livingwellgrants.com and http://www.livingwellgrants.blogspot.com
Thanks, jenny lynn

Hello, I have been trying to find out how to apply for a grant to purchase a home. and i have also been trying to find out how to apply for a personal needs grant. please help if you can

I have been look all over the enternet for some help getting my credit back 100%. But it is hard, I haven't found anyone that I can turn to to help me. I would like to own my own home some day but for right now I need to get my self out of credit card debt first. If there's anyone out there that can help me get start with writing a proposals. I would be very greatful for your help.

IS THERE A FREE MONEY GRANT THAT WILL WITH A HUGE START UP PROJECT.I WANT A BOWLING CENTER BUSINESS AND I WAS NEEDING HELP ON OBTAINING WHERE TO LOOK FOR THE START UP GRANT FOR THIS BUSINESS

I would like to know what grants I can apply to that will help me to start my own business and pay off my debt?

I am looking for the way a person can write a govt. grant and not have to resubmit 100's of times. I know that there is a style that is govt. approved and will get the job done--I just need to find it. I am a widow in need of some financial assistance and this was my first thought.
Any help will be greatly appreciated.

@Judy: There are thousands of grants out there, you just have to find the right government program for your specific need. If you want, you can check out my site to get more info on these programs. Good luck!

I have received the information in the mail I just need to know the basics on how to write a personal grant letter.I have looked all over the internet and can't find a sample letter on how to write a personal proposal.I want the money to pay off some debts and do some home improvements.

Thank you

Interested in finding out more about free government grants. Are there any other resources besides your site that you can recommend to me.

Mark Ress

hi, i am a single mom who has been working 2 jobs for 7 yrs. My one job moved to another state and obviously i cannot get there. I am trying to find a 2nd one again, but as u know its very hard also because i'm limited. I wanted to go back to school but cant because i need the income 1st to support my child. so if there is any kind of grants out there that i can use to live on while going to school or pay for school and bills at the same time please let me know.

i am 60 percent disabled and need help appliing for a gov grant i wiuld like to buy a laundry mat.

Hello, I have been trying to find out how to apply for a grant to purchase a home.I have also been trying to find out how to apply for a personal needs grant. I don't even know how to begin in looking or writing for a grant. Please help if you can. Thank you.

Nice information. The internet has a vast amount of information on grants for those who are looking to get started in applying for grants.

http://www.thegovernmentfundedgrant.com

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About this Entry

This page contains a single entry by Deborah Kluge published on April 14, 2008 5:38 AM.

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